[BANKA KOMBETARE TREGTARE (BKT)]

Tirane

Nr. Njesia - Zona me e afert?

Tipi

1. me orar te plote

Fusha | Profili i punes

1. Supervizor | Team Leader

Gjuha

1. anglisht

Eksperienca

vetem me eksperience

Workout Unit Senior Specialist/Specialist - Credit Risks Department

The workout / collection unit is responsible for the full or partial loan recovery through field visits. Work Out unit deals with the collection of commercial loans, while Collection deals with individual loans.

TASKS

• Monitors the payments and the situation of customers in delay;
• Evaluates customer records and recommends payment plans based on earnings, savings data, payments history, and purchase activity;
• Reviews individual or commercial files to identify and select delinquent accounts for collection;
• Prepares the proposals and requirements for the restructuring process;
• Collaborates with Legal Affairs Department to take necessary information regarding customers, for proceeding with the necessary actions;
• Checks the reports prepared and actions taken by assistant specialists;
• Consults the branches on any proposals/requests/issues;
• Visits branches and clients/companies as required;
• Makes interpretive analysis of financial statements and prepares customer analysis reports required for decision making;
• Ensures that loan conditions comply with Bank Regulations.
• Follows up periodically and instructs the branches for corrective actions on loan quality.

PROFILE OF THE DUTY

• Has the provisions required as per Regulation of the Bank;
• University degree, relevant faculties;
• Minimum 3.5 years experience in Banking for Sn. Specialist/1.5 years for Specialist
• Good knowledge of PC;
• Planning and organization skills and ability to handle under pressure;
• Excellent commands of English.

Interested candidates are encouraged to apply to this link: https://cv.bkt.com.al/candidate/job_search# or in our website www.bkt.com.al until 24.01.2023