Tirane, kerkohet RELATIONSHIP OFFICER FOR SME

Tirana Bank · 10.12.2020, 17:15

Vacancy Announcement

TIRANA BANK, one of the leading banks in Albania and member of Balfin Group, is seeking to welcome a proactive candidate who enjoys dealing with customers and likes challenges to join our SME Department in the following position:

Overall Job Definition
The Relationship Officer’s for SME Business primary mission is attracting, developing and administering banking relationships with new and existing business customers, meeting their existing and future needs and providing services and products to them.

Main Responsibilities:

Collaborates with SME Manager in defining the objectives and drawing up the business activities;
Achieves the personal targets and contributes on achievement of overall department objectives;
Plan & carries out meetings with existing or potential clients in order to examine, develop and/or expand collaboration with them, by giving them financial advice and by informing them about the types of products;
Investigates, identifies and responds to the banking needs of the clients;
Is responsible for the proper and effective sale of products as well as for the overall management of clients after the initial sale of the product;
Conduct market research in order to identify client’s needs;
Stays informed of new products & services designed by the bank for business clients;
Promotes the image of the bank within his/her own professional & social circle;
Deals with credit operations, recommends financial proposals, participates in the approval procedure to the extent of his authority and manages the related portfolios;
Analyses and evaluates financial data of business, verifies that Customer has prepared and submitted financial and legal change information fully and accurately and draws up recommendations for credit;
Analyses loan applications from SME and structures credit arrangements in order to generate interest income while limiting credit losses;
Prepares loan underwriting including: assessing the credit worthiness of applicant companies, financial statements, business and personal cash flow;
Monitors the outstanding loan commitments to ensure projects proceed and loans are closed in a timely manner;
Complies with the regulative framework, whether this arises from rules and directives of the Bank of Albania or from the Bank’s own circulars (banking confidentiality, money laundering, etc.);

Competencies / Skills:

Holds a Bachelor Degree in Economy or other related field;
Minimum 2 years of experience in the Banking sector/Financial Institutions in similar positions;
Excellent sales and negotiation skills;
Very good analytical skills and flexible thinking;
Ability to work under pressure and meet deadlines;
Be a fast learner and able to adopt quickly to a new and dynamic environment;
Fluent knowledge of English language in written and spoken;
Very good knowledge of Microsoft Office programs;

The interested candidates can send their CV until December 17[SUP]th[/SUP], 2020 to the Human Resources Department e-mail address: recruitment.hr@tiranabank.al, by specifying the job position that is applying for.

Please note that only applicants, who fulfil the above mentioned criteria, will be contacted.

Your personal data, which are sent voluntary as a response to this job vacancy announcement, are collected and processed, manually and/or electronically, by Tirana Bank SA, in order to evaluate your compatibility with this job vacancy, are accessed only by authorized persons of the Bank and will be stored until the finalization of the candidate selection process. The subjects of personal data can exercise their rights as provided by Law No. 9887, dated on 10/03/2008 “For the Personal Data Protection”, amended, at Tirana Bank SA, as well as at the Commissioner for the Right of Information and Protection of Personal Data.