Specialist/Senior Specialist - Credit Risks Department (Loan Administration Unit)
- Tirane
- Tipi
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- me orar te plote
- Fusha | Profili i punes
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- Ekonomist-Financier/e
- Gjuha
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- anglisht
- Eksperienca
- vetem me eksperience
Specialist/Senior Specialist - Credit Risks Department (Loan Administration Unit)
Main Duties & Responsibilities
Main Duties & Responsibilities
- Follows up the regulations under the area of responsibility;
- Identifies and informs superior on violations of Regulations/if any;
- Ensures that loan approvals comply with BKT Credit Policy;
- Ensures that all the loan agreements include the approved terms and conditions/specific conditions as set in the credit approval decision;
- Provide loan agreements to the Branch to be signed with the customer;
- Controls the completion of documentation for loan disbursement and correct in accordance with the credit approval decision;
- Coordinates relations with branches, in terms of correct fulfilment of the conditions during the process;
- Inputs in the system Flexcube loan disbursement, for International loans only, as per approved terms in the credit approval decision;
- Inputs or authorizes in the system Flexcube the base rates for loans, for the rate codes LBRATE, RTRATE1Y, LBRATE_CO and PORATE on each end of months, year-end;
- Inputs or authorizes in Flexcube all the actions on collateral such as opening, modification or closure of it.
- Coordinates with branches for the application of the disbursement conditions;
- Prepares periodic reporting as required by the department manager;
- Conducts interest rate changes as approved in the credit manual/credit approval decision;
- Graduated from relevant faculties (economy) of a university;
- Minimum 1.5 years’ experience in Banking and operations in Flex as well;
- Excellent command of English;
- Good knowledge of PC;
- Ability to communicate represent and co-ordinate;
- Provisions required as per regulation of the bank.