Tirane, ofroj vend pune CREDIT OFFICER

Vacancy Announcement

TIRANA BANK, one of the leading banks in Albania and member of Balfin Group, is seeking to welcome a qualified candidate to join the Business Credit Department in the position:

Overall Job Definition:

The Credit Officer shall be responsible to ensure that the loans meet: The credit policies and procedures approved by the bank; the safety standards and guidelines of the bank; an acceptable level of risk assumed by the bank.

Main Responsibilities:

• Processes /analyzes / assesses the Corporate, SME, BRU, WO proposals in correlation with the business and recoveries officers;
• Prepares credit assessment by presenting credit risks and worthiness of the corporate lending proposals, being in accordance with TB credit risk policy;
• Proactively follows the loan procedure up to the final decision (approval or rejection);
• Gives opinions and participates in discussions related to credit policies and procedures;
• Assists in keeping statistics and prepares reports periodically related to different credit aspects;
• Perform any other duty assigned by the supervisor;

Competences/Skills:

• Bachelor’s Degree in Economy;
• Min 3+ years of banking experience in similar positions;
• Very good knowledge of banking regulations, credit analysis functions, bank, policies, and procedures;
• Very good technical knowledge of credit processes, systems, and services. Very accurate and has an attention to detail;
• Has a good Business Perception / Insight
• Very good critical thinking; and analytical ability;
• Quality oriented;
• Be persistent;
• Ability to work well as part of a team;
• Ability to work under pressure and meet deadlines.
• Very good spoken and written communication skills;
• Very good knowledge of English language (writing and speaking);

The interested candidates can send their CV until October 28[SUP]th[/SUP], 2020 to the Human Resources Department e-mail address: recruitment.hr@tiranabank.al, by specifying the job position that is applying for.

Please note that only applicants, who fulfil the above mentioned criteria, will be contacted.

Your personal data, which are sent voluntary as a response to this job vacancy announcement, are collected and processed, manually and/or electronically, by Tirana Bank SA, in order to evaluate your compatibility with this job vacancy, are accessed only by authorized persons of the Bank and will be stored until the finalization of the candidate selection process.
The subjects of personal data can exercise their rights as provided by Law No. 9887, dated on 10/03/2008 “For the Personal Data Protection”, amended, at Tirana Bank SA, as well as at the Commissioner for the Right of Information and Protection of Personal Data.