Tirane, kerkohet CREDIT RISK ANALYSES & REPORTING OFFICER
- Tirane
- Tipi
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- me orar te plote
- Fusha | Profili i punes
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- Finance-Specialist | Banke / Sigurime
- Gjuha
-
- Eksperienca
- vetem me eksperience
Position: Credit Risk Analyses & Reporting Officer
Unit: Credit Risk Analyses & Reporting, Provisioning & RWA Calculation Unit
Department: Risk Management Department
TIRANA BANK, one of the leading banks in Albania, is currently seeking to hire a hardworking, proactive and motivated candidate to join Risk Management Department in the position of Credit Risk Analyses & Reporting Officer
Responsibilities:
Experience:
Required education:
Required competences / skills
Your personal data, which are sent voluntary as a response to this job vacancy announcement, are collected and processed, manually and/or electronically, by Tirana Bank SA, in order to evaluate your compatibility with this job vacancy, are accessed only by authorized persons of the Bank and will be stored until the finalization of the candidate selection process.
The subjects of personal data can exercise their rights as provided by Law No. 9887, dated on 10/03/2008 “For the Personal Data Protection”, amended, at Tirana Bank SA, as well as at the Commissioner for the Right of Information and Protection of Personal Data.
Të dhënat tuaja personale, të cilat dergohen nga ju vullnetarisht si përgjigje ndaj kësaj shpallje për vend të lirë pune, mblidhen dhe përpunohen, manualisht dhe/ose elektronikisht, nga Banka Tirana sha, me qëllim vlerësimin e përshtatshmërisë tuaj për t’u punësuar në këtë vend pune, aksesohen vetëm nga persona të autorizuar të Bankës dhe do të ruhen deri në përfundim të procesit të përzgjedhjes së kandidatit fitues.
Subjektet e të dhënave personale, mund të ushtrojnë të drejtat e tyre sipas ligjit nr. 9887 dt. 10/03/2008 “Për Mbrojtjen e të Dhënave Personale”, i ndryshuar, pranë Bankës Tirana sha, si dhe pranë Komisionerit për të Drejtën e Informimit dhe Mbrojtjen e të Dhënave Personale.
Unit: Credit Risk Analyses & Reporting, Provisioning & RWA Calculation Unit
Department: Risk Management Department
TIRANA BANK, one of the leading banks in Albania, is currently seeking to hire a hardworking, proactive and motivated candidate to join Risk Management Department in the position of Credit Risk Analyses & Reporting Officer
Responsibilities:
- Performs the provisioning process under local and IFRS standards as per the procedures in place.
- Assures the correct calculation of RWA (Risk Weighted Assets) as per the requirements of Bank of Albania
- Performs the calculation and reporting of Large Exposures as per the regulation in force.
- Monitors the credit risk limits related to specific transactions and/or loan portfolio
- Monitors changes in the regulatory framework, rules, definitions and requirements which necessitate the adjustment of the relevant policies, methods and reporting.
- Prepares portfolio analysis related to the trend and growth of the loan portfolio, segmentation / concentration of risk and behavioral elements.
- Monitors the implementation of the Lending Policy.
- Periodically prepares stress tests for the estimation of potential economic loss.
- Initiates and manages data cleansing processes related to items directly linked to the calculation of RWA
- Produces for the Top Management quarterly reports on the evolution of RWA and the capital allocation
- Monitors all risk parameters set out in Risk Appetite Framework.
- Coordinates the preparation of ICAAP (Internal Capital Adequacy Assessment Process)
- Ensures the correct reporting of all items under Risk responsibility with regards to the requirements of the regulation on transparency related to publishing of periodical financial information.
Experience:
- At least 2 years of banking experience in similar or related positions in Risk, Finance, MIS.
Required education:
- Bachelor’s Degree in Finance, Business administration or Economics.
- Masters’ Degree from a reputable local or foreign University is very much desired.
Required competences / skills
- Advanced communication in English;
- Very good working knowledge of MS Office programs (Excel, Word) and preferably other banking programs. (Note: Excel and data processing knowledge should be at advanced level);
- Very good presentation and communication skills;
- Capacity to work with numbers and reports but also develop risk judgment with creative and flexible thinking;
- Energy, team spirit and ability to work under pressure and meet deadlines;
- Ability to continuously develop himself/herself, ability to provide added value through bringing new ideas;
Your personal data, which are sent voluntary as a response to this job vacancy announcement, are collected and processed, manually and/or electronically, by Tirana Bank SA, in order to evaluate your compatibility with this job vacancy, are accessed only by authorized persons of the Bank and will be stored until the finalization of the candidate selection process.
The subjects of personal data can exercise their rights as provided by Law No. 9887, dated on 10/03/2008 “For the Personal Data Protection”, amended, at Tirana Bank SA, as well as at the Commissioner for the Right of Information and Protection of Personal Data.
Të dhënat tuaja personale, të cilat dergohen nga ju vullnetarisht si përgjigje ndaj kësaj shpallje për vend të lirë pune, mblidhen dhe përpunohen, manualisht dhe/ose elektronikisht, nga Banka Tirana sha, me qëllim vlerësimin e përshtatshmërisë tuaj për t’u punësuar në këtë vend pune, aksesohen vetëm nga persona të autorizuar të Bankës dhe do të ruhen deri në përfundim të procesit të përzgjedhjes së kandidatit fitues.
Subjektet e të dhënave personale, mund të ushtrojnë të drejtat e tyre sipas ligjit nr. 9887 dt. 10/03/2008 “Për Mbrojtjen e të Dhënave Personale”, i ndryshuar, pranë Bankës Tirana sha, si dhe pranë Komisionerit për të Drejtën e Informimit dhe Mbrojtjen e të Dhënave Personale.