ProCredit Bank is currently seeking to recruit for Tirana, Vlora and Durresi:

Corporate Credit Analysts

Main duties and responsibilities include:

• Collects, processes, and evaluates data on the creditworthiness of clients, assuring the reliability of the collected data.
• Assesses the client’s credit application from the risk perspective, i.e., analyses the risks associated with the client’s business and the planned investment. Analyses the application, including ownership and management structure of the company, business sustainability, creditworthiness, regulatory and legal issues related to the activity, assesses the risks related with above mentioned issues and also the currency risks, market risks etc.
• Proposes composition and value of collateral.
• Presents the application to the credit committee, assuring the availability of all approval/disbursement documents in due course.
• Develops, maintains and further expands a high quality Loan portfolio through presenting well-analyzed and eligible projects to the credit committees; monitors the clients’ business and full recovery of Loans disbursed.
• Proposes the improvement and implementation of amendments to the existing credit policy, procedures or products according to the Credit Procedures.

Position Requirements:

• University Degree in Economics;
• Very good knowledge in Finance and Accounting;
• Experience at least 18 months in Corporate lending is preferred;
• Experience at least 3 years in Finance and Accounting is preferred;
• Excellent command of English language, both in speaking and writing;
• Very good communication skills.

Please send your application consisting of an Application form (which you can find on our website), a Letter of Motivation and Curriculum Vitae, until September 10, 2009 to the following address:

ProCredit Bank
Human Resources Sector
Rruga”Dritan Hoxha”, Laprake.
or e-mail address: