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Credit Control Officer – EWS & Credit Control Department



Overall job definition:

Credit Control officer is established under EWS & Credit Control Department for the purpose of ensuring the fulfillment of conditions from the loan approval to disbursement, preparation of the contracts, checking the legal status of the customer and collateral, authorization of the disbursement process once all the conditions precedent to disbursement are met.

Main responsibilities:


1. Checking of legal loan documents for the companies and collateral offered for each loan presented by Corporate Banking, SME , Micro, PI , Work Out and Raiffeisen Leasing deals as well;
2. Preparation of the legal report for the related issues;
3. Submitting to the attention of the related parties the legal requirements for each credit deal;
4. Responsible for the legal documentation of collateral accepted by the bank for all business segments;
5. Follow the legal regulations in the country and in the world, attends seminars related with her field of activity.
6. Act as a consultant to the Branches and other Divisions and Departments for their requests.
7. Preparation of the contracts for each approved deal by the Credit Committee for Corporate, SE, PI mortgage and Micro deals also by Problem Loan Committee decisions;
8. Monitors the fulfillment of conditions of the loan approval for purposes of loan disbursement,
9. Checking the fulfillment of all conditions precedent of the credit committee before disbursement.
10. Authorization of each credit disbursement to Loan Administration Department;
11. Preparing documents and/or declaration for releasing the collaterals offered by the customers from the bank inscriptions.
12. Preparing other supporting documents, correspondences with public or private bodies from legal credit risk perspective.
13. Use of relevant systems (APS) for every day work.
14. Fulfills the other duties assigned by Superiors.


Competencies / Skills:


  • University degree in Law.
  • At least 3 years of experience/ preferable in Banking Sector and or Law Firms.
  • Having ability to draft, review and write legal papers mainly agreements and other legal documents as the cases might require.
  • Good knowledge of Retail and Non retail Products.
  • Very good team player.
  • Able to work independently and under pressure.
  • Very good Knowledge of English language( especially in written form)
  • Having the provisions required Bank’s internal regulations.
  • Reliable , patient and Careful
  • To use initiatives
  • To be able to work overtime.




The interested candidates must present to the Human Resources Division, within March,31 2016, the following documents:


  • Cover Letter
  • Detailed CV
  • Transfer request for internal candidates

The documents must be sent to the following address:
E-mail : recruitment.hr@raiffeisen.al
 


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